I was looking at all the insurances I had and suddenly
“Why did I keep paying my premiums by direct debit?” I thought.
For the average person, insurance is a fixed cost.
What if these fixed expenses were paid by credit card instead of automatic debit?
You should be able to catch 3 rabbits that can fill up your credit card performance + no need to overdue + + card benefits.
I wondered what you were doing. 신용카드 보험료 납부
So I decided to pay by credit card right away. 좋은뉴스
However, it is not easy to change insurance premiums to credit card payment through an app or the Internet than I thought.
I decided to make a post about it in case it might help others.
+) We also summarized the card payment rate and availability method for each card company.
1. Heungkuk Fire & Marine Insurance (Credit card payments available online)
■ If you contact the customer center directly, automatic payment is possible.
■ You can pay by card on the website of Heungkuk Fire & Marine Insurance by logging in with an official certificate.
-However, it is difficult to change the payment itself, and it seems that you have to go in every month and choose to pay by card yourself.
(Pay only insurance premiums for the month, not automatic payment)
In this way, you can select your contract and select ‘credit card payment’ as the payment method.
The card number and expiry date must be stated.
2. Hyundai Marine & Fire Insurance
※ Reflection of revisions: In the comments, you signed up through the designer, and the designer told you that you have to click the monthly card payment directly to be able to do it. (Not that there is no way! + Thank you)
When I searched, everyone raised their voices with one voice saying that card payment is very difficult.
It was notorious for its structure in which you inform your insurance planner (insurance solicitor) of your card information and the solicitor directly applies for monthly payments offline.
In fact, in the case of Hyundai Marine & Fire Insurance, the card could not be registered on the Hyundai Marine & Fire website, and it could not be selected as a card payment.
However, it was easily dealt with over the phone.
Now, it is not the insurance solicitor who makes the payment (because he often leaves the company), but the channel branch.
Automatic transfer was also canceled through phone contact, and monthly credit card payments became possible.
The following is captured from the Hanwha Life Insurance site for reference to inquiries related to insurance premium card payment.
3. Lotte Insurance
This friend also cannot choose to pay by card on the website or mobile.
You have to contact the call center, but you can pay by credit card.
Lotte Insurance has different payment methods depending on the card.
If you pay with a Lotte card, contact the customer center and register the card to enable automatic card payment.
On the other hand, if you pay with a third-party card, you must request a credit card payment by phone every month.
However, today I couldn’t connect all day, so I decided to try again next week.
Lotte Call Center: 1588-3344 / 1600-3434
Whether or not insurance premiums can be paid by card by non-life insurance company and payment method
The table below summarizes the credit card payment rate announced by the Damage Insurance Association in 2021.
Arranged in descending order of credit card payment.
Credit card payment ratio by non-life insurance company as of 2021
Name of insurance company Card payment rate Name of insurance company Card payment rate
Carrot Insurance 90.20% KB Insurance 28.69%
AXA Insurance 79.73% BNP Paribas Cardiff Insurance 22.97%
Ace Insurance 69.69% Hanwha Insurance 20.90%
Hana Insurance 56.21% Meritz Fire & Marine 20.03%
AIG Insurance 43.90% Lotte Insurance 18.54%
DB Insurance 34.50% Heungkuk Fire & Marine 16.67%
Samsung Fire & Marine 34.49% MG Insurance 10.72%
Hyundai Marine & Fire Insurance 33.24% Nonghyup Insurance 8.60%
1) Meritz Fire & Marine Insurance (Customer Center: 1588-7711)
If you register your card over the phone at the customer center, it will be changed to automatic payment.
The amount can be automatically paid to the registered card according to the payment date.
2) Hanwha General Insurance
Card payment is possible through the call center or chatbot service
However, only the insurance premium for the month is paid, not automatic payment.
If you want to pay by credit card automatically, you have to visit the local customer center after bringing your ID and the card to be registered.
3) Lotte Insurance (Customer Center: 1588-3344 / 1600-3434)
You must request a credit card payment by phone to the customer center.
Lotte Insurance has different payment methods depending on the card.
Lotte Card ▶ If you contact the customer center and register the card, automatic card payment is possible.
Third party card ▶ You must request a credit card payment by phone every month.
4) Heungkuk Fire & Marine Insurance (customer center 1688-1688)
You can register automatic debit card by contacting the customer center
If you pay by credit card on the Internet homepage or app, you will only pay for that month.
5) Samsung Fire & Marine & MG Insurance
You can pay by card if you contact the insurance planner or customer center every month and tell them your card information. You can only pay the premium for the current month.
6) Hyundai Marine & Fire Insurance (1588-5656)
We recommend that you contact customer service.
It is possible to register/change a card in the ‘Register/Change/Cancel Credit Card’ menu on the Hyundai Marine & Fire Insurance homepage/app.
But don’t give up because there is an impossible product, let’s call the contractor directly!!!! Call me and I’ll do it all
However, after registering the card, you must inform the contract store or planner that you intend to pay insurance premiums with the registered credit card. At this time, you must announce your intention to cancel the existing automatic debit to prevent double withdrawal of insurance premiums.
7) KB Insurance: Customer Center (1544-0114)
You need to change to automatic card payment by calling the contact number of the LC in charge of the insurance you signed up for.
(The LC contact information can be found on the KB Insurance website),
When the LC in charge completes the registration of the automatic payment change, you must call the customer center to cancel the automatic account transfer.
8) NH Insurance
NH is relatively easy. It can be processed on the website.
If you change the payment method to ‘Card Transfer’ in the ‘Online Window – Contract View/Change – Apply/Change Automatic Debit’ menu and enter your card information, monthly payments are automatically made by card payment.
9) DB Insurance Customer Center (1588-0100)
For DB Damage Insurance, you can pay by card by contacting the customer center and registering your credit card information.
However, DB Insurance will limit credit card payment for long-term savings insurance such as savings and pension from September 1st.
Whether or not insurance premiums can be paid by card by life insurance company and payment method
The table below has been organized by adding the credit card payment rate announced by the Life Insurance Association in 2021.
Arranged in descending order of credit card payment.
Credit card payment ratio by life insurance company as of 2021
Name of insurance company Card payment rate Name of insurance company Card payment rate
Lina Life 35.94% NH Nonghyup Life 2.46%
AIA Life 24.27% DB Life 1.97%
Shinhan Life 11.20% Hana Life 1.64%
KB Life 9.26% KDB Life 1.49%
Chubb Life Insurance 8.36% Mirae Asset Life Insurance 1.15%
Dongyang Life Insurance 6.60% BNP Paribas Cardiff Life Insurance 1.07%
DGB Life Insurance 2.97% ABL Life Insurance 0.21%
Heungkuk Life Insurance 2.95% Samsung Life Insurance 0.14%
Fubon Hyundai Life Insurance 2.93% MetLife Life Insurance 0.03%
※ Hanwha Life Insurance / Kyobo Life Insurance / Prudential Life Insurance / IBK Pension Insurance / Kyobo Life Planet ▶ Payment by credit card is not accepted
1) Samsung Life Insurance (1588-3114)
Card insurance premiums can only be paid with a Samsung card.
You will also need to contact your insurance company directly.
2) Heungkuk Life Insurance (1588-2288)
You will also need to contact your insurance company directly. And depending on the card and the product, whether or not to pay by card is different.
Mail-order sales channels (home shopping, phone consultation, etc.) Credit card payments with Samsung/Hyundai/BC/NH Nonghyup/Lotte cards are available only for guaranteed products
3) Mirae Asset Life Insurance & DB Life Insurance
It is available when you sign up for non-face-to-face/online channels among Mirae Asset Life Insurance products,
Card payment by BC/Samsung/Hana/Hyundai/Lotte/KB Kookmin Card
With DB Life Insurance, credit card payment is available only for some guarantee products subscribed through non-face-to-face channels.
BC/Hana/Samsung/Hyundai/Lotte/NH Nonghyup cards only
4) Dongyang Life Insurance: Customer Center (1577-1004)
You can make a credit card payment after contacting the call center and checking the issuance date of your ID card.
Payment is possible with Shinhan/Hyundai/Samsung/BC cards only for guaranteed products.
5) Lina Life Insurance
Insurance premium payment in the Lina Life app – If you select card payment, you can pay directly by card every month.
6) NH Nonghyup Life Insurance (1544-4000)
If you contact the customer center and register your credit card, you can pay automatically by card.
Only payment by NH Nonghyup/BC/Lotte/Hyundai Card is possible for some protection-type products.
7) KB Life ( 1588-9922)
Insurance premiums can be paid with credit cards from all credit card companies only for protection products!
8) Shinhan Life (1588-5580)
You can do this by contacting the customer center, connecting with a counselor, and registering for automatic credit card debit.