Required Documents for Meritz Fire & Marine Insurance Claims (in case of disease accident) Insurance premiums go up when you renew, so if you need to claim insurance money, it’s better to claim it right away. These days, it is possible to claim real life insurance easily with PC / mobile. However, it seems that the required documents have become a bit more complicated than in the early days of the introduction of private insurance. I would like you to prepare and claim without omission.
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Required documents to claim Meritz Fire & Marine insurance in case of disease accident 메리츠화재 실비보험 청구서류
common documents
Actual medical expenses (in case of hospitalization) 좋은뉴스
Actual medical expenses (when outpatient)
hospitalization rate
diagnosis fee
operation fee
dementia
Dead
fetus insurance
Atopy diagnosis fee
Required documents to claim Meritz Fire & Marine insurance in case of disease accident
common documents
Insurance claim form (including account number) / Personal (credit) information processing agreement
copy of ID
A copy of the bankbook (except when it is the same as the automatic transfer account)
In case of making a claim via mobile/PC, you do not need to submit an insurance claim form and personal information processing agreement.
Actual medical expenses (in case of hospitalization)
Medical certificate or hospitalization and discharge confirmation (list the name of the disease)
Receipt for calculating medical expenses
Detailed statement of medical expenses (can be omitted if there is no non-covered medical expenses)
Actual medical expenses (when outpatient)
Basic documents
Receipt for calculating medical expenses (receipt by date and pharmacy receipt + prescription (required))
Detailed statement of medical expenses (can be omitted if there is no non-covered medical expenses)
30,000 won ~ 100,000 won
Prescription (including disease classification code)
Receipt for calculating medical expenses (receipt by date and pharmacy receipt + prescription (required))
Detailed statement of medical expenses (can be omitted if there is no non-covered medical expenses)
Over KRW 100,000
Documents including diagnosis (disease classification code) and hospital visit date (period) (e.g., diagnosis certificate, hospital visit confirmation, prescription, etc.)
Receipt for calculating medical expenses (receipt by date and pharmacy receipt + prescription (required))
Detailed statement of medical expenses (can be omitted if there is no non-covered medical expenses)
hospitalization rate
Hospitalization and discharge confirmation (diagnosis name written)
diagnosis fee
basic
Medical certificate (required to submit a medical certificate with the Korean standard disease cause of death classification number)
cancer
Biopsy result sheet (including surgical record sheet in case of cancer surgery)
Leukemia: Bone marrow test strip and blood test result sheet
Brain/lung/pancreatic cancer: (if biopsy is not possible) radiation reading result sheet
Liver: (if biopsy is not possible) radiation reading result sheet and blood test result sheet
brain disease
CT, MRI test result sheet, image CD (MRI, CT, cerebral angiography)
heart disease
Various test results such as coronary angiography, electrocardiogram, cardiac enzyme blood test, and echocardiography
etc
Documents confirming diagnosis (additional documents required according to terms and conditions)
operation fee
Documents including diagnosis (disease classification code), operation name, and operation date (Example: diagnosis, medical confirmation, operation confirmation, operation record, etc.)
Medical expense details
dementia
Medical certificate (diagnosis from a specialist in neurology or psychiatry)
CDR scale test result sheet
MMSE-K test result sheet
Medical record (progress record, etc.) that can confirm that the dementia status is more than 90 days
Dead
basic
Original death certificate (postmortem report) or
Copy of death certificate (postmortem report) + basic certificate (description of death)
When beneficiaries are not specified
Inheritance verification documents (family relation certificate of the deceased, marital relation certificate, etc.)
When delegating a representative in the case of multiple legal heirs: Power of attorney for each heir + certificate of seal impression (or confirmation of personal signature) is required
aftereffects
Diagnosis of aftereffects
Chronic renal failure: hemodialysis (indicate date of first dialysis, patient condition)
Limb amputation (specify amputation site): X-RAY result sheet
Artificial joint replacement (specify replacement date and site): surgery record
Spleen, kidney, eyeball extraction (specify extraction date and site): surgery record
Long-term total resection (specify resection date and site): surgery record
disability registration certificate
Precise examination result sheet (MRI, CT, X-ray, electromyography, etc.)
fetus insurance
Coverage for Newborn Expenses
Cost of raising a child at risk of birth or low birth weight: Birth certificate or medical certificate stating weight at birth
Birth risk (birth disability as defined in the terms and conditions): medical certificate (including findings)
Childcare expenses for a low birth weight child: a medical certificate specifying the period of incubator use or a confirmation of hospitalization and discharge
Daily hospitalization rate for newborns: hospitalization and discharge confirmation
miscarriage/stillbirth
(miscarriage) medical certificate
(stillbirth) certificate of stillbirth
Atopy diagnosis fee
diagnosis
Accident certificate (company form)
You can view the documents required for claiming Meritz Fire & Marine insurance in more detail on the Meritz Fire & Marine website.
Required Documents for Meritz Fire Insurance Claims Page