보험계약자 변경 Change of policy holder

Perfect arrangement of necessary documents when changing insurance policyholders!

보험계약자 변경
The policyholder is a person who has the authority and ownership of the insurance and can change or cancel the insurance contract. In this case, you can change the policyholder by changing the policyholder. In this article, we will organize the necessary documents when changing the policyholder.

Documents required when changing insurance policy holder 보험계약자 변경

index
What documents are required when changing the policy holder? 좋은뉴스 
1. In case the policyholder and the insured visit together
2. If only the existing contractor visits
3. When only the change contractor visits
What is the difference between the policyholder, the insured, and the beneficiary?
policyholder
insured person
beneficiary
concluding

What documents are required when changing the policy holder?
In general, when changing the policyholder, you need to visit the insurance company in most cases, but the documents required will vary depending on the situation.

1. In case the policyholder and the insured visit together
In this case, the parties to the insurance contract visit together, so you only need to bring your ID.

2. If only the existing contractor visits
If only the contractor before the change visits, please bring the following documents.

Identification of existing contractors visiting
Seal certificate and seal seal of the contracting party to change
A certificate of seal impression issued within 3 months must be prepared, and the purpose of use must be for changing the policy holder and the insurance policy number must be written.

3. When only the change contractor visits
Identification of the visiting change contractor
Contractor’s seal impression certificate and seal seal before the change
In this case, a certificate of seal impression within 3 months of issuance is required, and the purpose of use for changing the policy holder and insurance policy number must be written.

In addition, if only one person visits without all of the parties, it may be necessary to confirm by phone call with the non-visited contractor, and depending on the insurance company, additional documents may be requested.

In my case, my mother had previously been the policyholder for my insurance, so I visited with her and changed the policyholder to me. But when we visited together, I was able to change the policyholder immediately after filling out some documents.

What is the difference between the policyholder, the insured, and the beneficiary?
When we sign up for insurance, the parties to the insurance can be largely divided into the policyholder, the insured, and the beneficiary. Let’s look at the differences according to each term.

policyholder
The person who has the authority and ownership of the insurance contract and is the person who can actually manage the insurance contract. For example, only the policyholder can change the insurance premium payment account, change the contents of the contract, and cancel the insurance.

Policyholder = Manager of insurance contract
insured person
You can be seen as a person who receives benefits when the reason for payment of the insurance money occurs. For example, if the policyholder is injured by accident insurance, it is not the subject of insurance money payment, but if the insured person is injured, it can be seen as the subject of insurance money payment.

Insured person = person covered
beneficiary
The person entitled to receive the insurance money and the person who will receive the insurance money in the event of the death of the insured person. In the case of a beneficiary, unless otherwise designated, the contract is concluded as a legal heir, so if there is a beneficiary desired, it is recommended to designate it.

beneficiary = person receiving insurance money
One thing to remember here is that policyholders and beneficiaries can change if they want, but the insured cannot. In addition, even if it is possible to change the contractor or beneficiary, if you want to change it, you will have to prepare documents and visit, so please designate carefully.

concluding
In general, in the case of changing the policy holder, there are cases where parents change their insurance policy when they become adults or when a policy holder needs to be changed for reasons such as divorce. Please.